Determine the best way for your business to
Special to The Monitor
CEDAR CREEK LAKE–Managing growth can be as taxing to a small business
owner as managing employees.
Any type of growth creates change in the company and brings to the fore
different financial, managerial and legal challenges that increase risk.
Nevertheless, most entrepreneurs aspire to build their small business.
Some are interested in expanding their existing markets, whereas others
want to enter entirely new markets. Which type of growth will be right
for you? If your goal is to achieve sensible, logical growth, you’ll
want to balance your expansion plan with flexibility.
Otherwise, you’ll miss out on promising market opportunities and will be
less adaptive to changes in the marketplace. Franchising, licensing and
distributorships or dealerships are three possible ways to grow an
already healthy small business.
Franchising is an option for some product and service companies that are
not in a position to finance internal growth. Franchisees are sharing
the risk of expanding market share, because they are committing their
own capital and resources to model satellite locations after the
However, there are a host of state and federal regulatory issues around
the offer and sale of a franchise. Too, sufficient capitalization is
only the beginning of a solid foundation from which to launch
As with franchising, licensing enables a business owner to spread the
risk and cost of developing and distributing a product. However,
licensing typically falls into two categories: intellectual property,
such as computer software and high technology, and merchandise and
character licensing, having to do with trademarks and images. In the
second type, the name, logo, symbol or character is the “property,”
whereas the actual product (a toy, for example) becomes the “licensed
One way to bring a manufactured product to the marketplace is through
independent, third-party distributorships and dealerships. A distributor
buys the product from the manufacturer – your small business – at
wholesale prices and will be reselling either to a retailer or directly
to customers. Your controls over the dealer must be minimized to avoid
the business’s being included in the category of a franchise, which
entails more complex regulation beginning with a disclosure document.
Whichever form of growth you select will have specific legal regulations
and some variation in the amount of control you will have over the other
To learn more about these and other vehicles for growing your business,
contact the SCORE Association “Counselors to America’s Small Business.”
More than 10,500 volunteer business counselors donate their time to
consult with and mentor entrepreneurs. SCORE is a nonprofit association
that provides free and confidential business counseling to America’s
small business owners.
There is a SCORE Chapter at The Greater Cedar Creek Lake Area Chamber of
Commerce. Call (903) 887-3152 for an appointment.
By Jennifer Hannigan
Special to The Monitor
ATHENS–Gov. Rick Perry’s recent signing of an appropriations bill ended
the legislature’s discussions over state spending for the next biennium.
However, community colleges say their struggle is just beginning.
Perry signed a two-year, $151.9 billion budget into law June 15. Before
signing that budget, which will run from September, 2007 until August,
2009, Perry vetoed an additional $650 million in spending.
Those vetoes included the elimination of $155 million in insurance
premium funding for the state’s community colleges.
Currently, the state funds insurance premiums for the state’s community
college faculty members and professional personnel.
The insurance for other community college employees, such as maintenance
and cafeteria personnel, is covered by local funds, such as taxes.
When the 2008-09 fiscal year begins in September, 2008, the state will
not fund insurance premiums for any community college employee.
According to Trinity Valley Community College President Ron Baugh, the
change in funding means community colleges must find a way to fund those
insurance premiums for all employees in 2008-09. For TVCC, the insurance
cost for that year will be $1.7 million.
“This requires us to reduce our spending and/or increase our income by
that amount in order to survive,” Baugh said. “This caught us completely
Whether or not the cut in insurance funding will continue past the
2008-09 fiscal year is unknown, since the appropriations bill expires in
2009. Legislators will meet again in early 2009.
In his statement regarding the budget allocation bill, Perry accused
state community colleges of falsifying information in order to maximize
state insurance premium funding.
“Community colleges have (used) millions of state dollars annually to
pay the benefits of non-state paid employees. To get money for these
employees, community colleges falsified their appropriations requests.
“As a result, their appropriation for fiscal years 2008-09 is
approximately $126 million too high.
“Community colleges have unexpended balance authority, so they can …
fund most of fiscal year 2009 with fiscal year 2008 savings and the rest
with increases provided for instruction and operations,” Perry said.
The Texas Association of Community Colleges has already spoken out
against the veto.
In a written statement issued this week, the TACC stated that “accusing
community colleges of falsifying appropriations requests is an
irresponsible statement to which we take strong exception.”
“We are stunned that the Governor would remove half of the state support
for the health insurance for our faculty and administrators [for the
biennium],” said Dr. John Pickelman, chair of the board of directors of
the Texas Association of Community Colleges.
The TVCC president said under no circumstances has he falsified any
report to the state.
“I feel that the Governor owes me an apology for accusing me of
falsifying reports to the state,” Baugh said.
The debate is basically a difference of opinion, Baugh added.
The governor’s office has said that since the state pays about a third
of the cost of running a community college, the state should only pay
part of the insurance costs as well,” Baugh explained.
Colleges are required to provide the same insurance package as other
state employees receive, but the governor has said some of the insurance
funds for faculty and administrative professionals should come from
local money, such as tuition and fees and taxes.
However, Baugh said, most of TVCC’s local revenue is going to pay for
the costs the state will not fund, such as building maintenance,
cafeteria service and grounds maintenance.
Since state money cannot be used for those purposes, local money is
spent on those items and the state money carries the burden of other
“It appears that the governor not only wants to dictate how we can spend
state monies, but also the local tax monies as well,” Baugh said.
Although the change in budget will not have an impact on the current
fiscal year, Baugh said the college has already taken the first steps to
All but the most essential spending has been put on hold until the
institution can develop a plan to adjust to the funding change.
“This has had an immediate effect on our spending. as we must figure out
how to deal with something that is only a year away,” Baugh said.
TVCC has already published tuition and fee rates for the 2007-08 school
year, Baugh said, and so those rates will not increase for the next
The tax rate for the 2007-08 fiscal year has not yet been set, Baugh
said. However, he noted, the college may consider a tax increase if
“Taxes have to be looked at as a possible source of increased revenue,”
Crime Watch needs help
By Shirley Duckett
President Youth Crime Watch
LOG CABIN–The Youth Crime Watch is looking for teenage females to join
We want to show that our girls can work just as hard at fighting crime,
helping the needy, community clean up and running our Christmas for
Youth Program as anyone.
In the very near future, counselors from the main office in Florida will
be arriving to teach us about crime intervention.
A yard sale is set for Friday and Saturday, July 6-7.
New members may sign up then.
Anyone signing up gets a free Youth Crime Watch T-shirt, corn dogs,
drinks and chips.
Nearby we will be having a car wash and will need our youth to help out.
Come on girls let us show everyone what we are made of.
We will also accept applications for male youth if you think you can
fight crime and help others as well and/or better than the females.
We accept applications from anyone so long as they abide by the rules
and can get to the meetings and activities.
Kitten neuter special, $15
Special to The Monitor
GUN BARREL CITY–Friends of the Animals is offering a special price for
getting those male or female kittens aged 3-6 months fixed through the
month of July.
In July, all kitten spays and neuters are only $15. Prices to fix an
adult cat is $25/$35.
Surgery is done by appointment only and may be booked by calling (903)
A male cat can impregnate dozens of females in a single day – and a
female cat can give birth up to five times a year.
Good reasons for getting those cats fixed early before they become
sexually mature – which can be as early as five months.
Surgery is performed by Dr. Glen Campbell who runs a veterinary practice
in Garland and comes to the lake each Tuesday.
D Magazine named Campbell as one of the top Dallas veterinarians.
The clinic also offers microchipping for $20.
All the local shelters and animal control officers have scanners so if
your pet is lost, he has a great chance of coming home!
The clinic also sells Frontline Plus for real flea relief. Frontline
Plus is available at the clinic any Tuesday (except July 3 when closed).
Volunteers are always needed at the Tuesday-only clinic.
Call (903) 887-PETS for information about the clinic or to volunteer.
The Humane Society of Cedar Creek Lake
My name is Kera. I am a beautiful female Calico
mix. I was brought to the Shelter by animal control, so I have
no history. I am fixed and current on my shots. I am a beautiful
girl looking for a wonderful home.
My name is Coaley. I am a beautiful DMH female
Calico mix. I was brought into the Shelter by animal control, so
I have no history. I am now fixed and current on my shots. I am
a beautiful girl looking for a wonderful home.
My name is Asia. I am a beautiful female DMH. I was brought to
the Shelter by animal control, so I have no history. I seem very
sweet and lovable. I am a good girl looking for my new forever
My name is Sasha. I am a beautiful female mix
breed. I was found wondering the street and someone saved me
when I was almost hit by a car. I have been at the Shelter for a
while. I have been started on my shots and seem to be house
broken. I get along well with other dogs and seem to walk well
on a leash. I am a beautiful girl looking for my wonderful new
Pictured are just a few
animals at the Humane Society of Cedar Creek Lake in Seven
Points in dire need of a good home. Please call or stop by the
Humane Society today and rescue one of these forgotten animals.
The Humane Society of Cedar Creek Lake is located on 10220
County Road 2403 in
Seven Points. For more information, please call (903) 432-3422
after 11 a.m.
We are closed on Wednesday and Sunday.
For further information
visit our website at