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Realtors hear HUD – FHA
advantages
By Barbara Gartman
Monitor Staff Writer
GUN BARREL CITY–A slipping housing market and the number of foreclosures
on homes has many Realtors on edge.
Wednesday, Darby Washeck delivered an encouraging talk to the joint
Women’s Council of Realtors and the Henderson County Board of Realtors
luncheon.
“FHA (Federal Housing Administration) is alive and well. Texas has more
FHA endorsements than any other state,” he said.
Washeck has 30 years with Housing and Urban Development (HUD) and
currently serves as operations analyst manager.
He is also a Realtor and Broker.
Advantages to an FHA insured loan include no pre-payment penalty, and
streamlined refinancing without an appraisal.
“When it comes to underwriting, all the buyer needs is acceptable
credit, the assets needed to close and job stability,” Washeck said.
“There is no minimum credit score and foreclosure protection if it is an
FHA insured mortgage,” he said.
He also advises new home buyers to go on the Internet for education.
“There are a lot of classes available on home buying.
“Knowledge is power,” he said.
Those experiencing problems with impending foreclosure were advised to
seek help.
“Open that mail. Don’t ignore it. There is help,” he said.
“FHA is partnering with Project Hope (an organization offering aid to
homeowners). Don’t go to someone advertising on a telephone pole,”
Washeck said.
“Never sign anything. Don’t sign away your home ownership,” he warned.
In other business, members heard:
• a short report from Gooley Orr that included a reminder that the Texas
Real Estate Political Action Committee (TREPAC) orientation and training
session and the board leadership conference is set for October.
He also commended the Henderson County Women’s Council of Realtors (WCR)
for its monetary support of TREPAC.
• Diane Medlyn, president of the HCWCR, asked for three volunteers.
She said one office open is that of president-elect and the response
should be in by Wednesday.
She added the HCWCR was established in 1986.
Enchanted Oaks hosts
Fourth of July parade

Monitor Photo/Kerry Yancey
Enchanted Oaks resident Don Chapin waves to the crowd as he trundles
along
Enchanted Drive in a train filled with his grandchildren during the
annual
Independence Day parade.

Monitor Photo/Kerry Yancey
Members of the Enchanted Oaks Ladies Club throw candy to parade-watchers
during the city's annual Independence Day parade.

Monitor Photo/Kerry Yancey
World War II veteran Luther Hedrick, the Grand
Marshal, waves to parade-watchers during the Enchanted
Oaks Independence Day parade. Hedrick, 86, served with
the U.S. Army's 90th Division during the war. He moved
to Enchanted Oaks in 1971.
Contract negotiations begin
for facilities plan
By Pearl Cantrell
Monitor Staff Writer
ATHENS–Henderson County Commissioners gave Judge David Holstein the
green light Tuesday to negotiate a contract with one of the five
architectural firms applying to design a comprehensive facilities
management plan.
That plan will inform the commissioners of its best options for meeting
current and future needs of county government taking into account the
property and buildings now available to it.
Holstein said he would do his best to open negotiations with Brinkley
Sargent Architects of Dallas to do the work.
“The county is very grateful to the Ginger Murchison Foundation for
coming forward with $100,000 grant to fund the plan,” Holstein said.
All five finalists made personal pitches to commissioners last week,
Holstein said.
“We can’t lose with any of these finalists,” Precinct 1 Commissioner Joe
Hall said.
Twelve firms had sent in their credentials for consideration in May.
Precinct 2 Commissioner Wade McKinney said three of the finalists were
very impressive.
“I’m excited that soon we’re going to have something in hand that we
began five years ago,” McKinney said.
If all goes well, a proposed contract can be reviewed and agreed upon
this month, Holstein said.
Commissioners also approved an Information Technology Policy, the result
of four years of work, IT director Betty Spencer said.
“This will persevere the integrity of the network and covers the
liability the county is exposed to,” Spencer explained.
The policy outlines the purpose of the county’s network system and its
intended uses along with some specific guidelines and restrictions.
No wireless hookup to the network system is allowed, due tot he security
issues it presents.
Hall asked about wireless accessories, such as mouse (manually-operated
user-selection equipment) and keyboards.
Those do not affect or access the network, but are local to the
individual computer, Spencer said. “This restriction doesn’t apply to
such devices,” she said.
Also the policy gives a degree of latitude to the IT Department for
customization and special requests, she added.
A program of education will begin starting with the department heads and
then with the employees, so everyone understands the policy and is able
to sign off on it, she said.
The policy also includes disciplinary action to be taken.
If an offense is not corrected and occurs three times, the matter will
be brought before the commissioners, she said.
In other business, commissioners:
• agreed to assist the Steen Cemetery Association with the trimming of
about 400 feet.
• tabled action on a construction directive for Templeton with a charge
of $66,165.53.
Templeton representative Fred Watkins could not attend the Tuesday
meeting to explain the breakdown of funds left in the two contingency
funds.
The work was unforeseen and called to the re-engineering of a duct
system. Watkins is to meet with commissioners this week.
• approved changes to a contract with S&S Trucking from $65 per hour to
$80 per hour, in view of rising diesel costs. The county uses the
hauling services only occasionly.
• paid bills totaling $670,910.51.
Come Adopt
Us At
The Humane Society of Cedar Creek Lake |
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My name is Nelson. I am a
beautiful male Dachshund. I was brought to the shelter by animal
control, so I have no history. So far, I seem pretty laid back
and gentle. I am a wonderful boy looking for my new forever
home. |
My name is Oreo. I am a beautiful
female black Lab. I was brought to the shelter by animal
control, so I have no history. I seem to get along with other
dogs. I need help with leash training. I have been started on my
shots and need to be fixed. I am a beautiful girl looking for my
new home. |
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We are a whole litter of Shepherd
mix babies. We were brought to the shelter by animal control, so
we have no history. We have been started on our first set of
shots. We are good kids looking for our new forever homes. |
I am a beautiful Border Collie,
who is four months old, or so. I was brought to the shelter by
animal control, so I have no history. I have not been at the
shelter long, so not much is known about me. I am a beautiful
kid looking for a new home. |
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Pictured are just a few
animals at the Humane Society of Cedar Creek Lake in Seven
Points in dire need of a good home. Please call or stop by the
Humane Society today and rescue one of these forgotten animals.
The Humane Society of Cedar Creek Lake is located on 10220
County Road 2403 in
Seven Points. For more information, please call (903) 432-3422
after 11 a.m.
We are closed on Wednesday and Sunday.
For further information
visit our website at
petfinder.com |
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